Posted by Sandra Tessier on 6/22/2017

This Single-Family in Manchester, NH recently sold for $263,000. This Colonial style home was sold by Sandra Tessier - RE/MAX Property Specialists Group Inc..


255 Coral Avenue, Manchester, NH 03104

Single-Family

$268,000
Price
$263,000
Sale Price

3
Bedrooms
7
Rooms
2/1
Full/Half Baths
WELCOME!! This fabulous North-end colonial could be your new home! With 3-bedrooms and 2.5-baths, this home checks a lot of boxes! Kitchen offers ample cabinets and prep area, master bedroom with private bath, some hardwood floors throughout, farmers porch, 1st floor laundry, 2-car garage and a family room with cathedral ceilings + a wood burning fireplace and slider which opens out to an oversized deck and large patio area. All appliances will convey including the washer and dryer! FHA oil heat, gas hot water heater and central air conditioning.






Categories: Sold Homes  


Posted by Sandra Tessier on 6/22/2017


48 New Boston Road, Bedford, NH 03110

Single-Family

$298,500
Price

3
Bedrooms
7
Rooms
2
Baths
Over-sized cape located in sought after Bedford School System! 3-bedroom (den could be used as a 4th bedroom) with vinyl siding, vinyl windows and new garage door with remote. Updated kitchen offers ample cabinets, granite counters, stainless steel appliances and center island with seating. 2-full bathrooms have been completely updated. Kitchen and both baths have tile flooring while the living room and all bedrooms have hardwood flooring. Home has convenient circular driveway and a large deck that overlooks a private and level backyard.
Open House
No scheduled Open Houses






Categories: New Homes  


Posted by Sandra Tessier on 6/20/2017

Every child grows up either with a dog or dreaming of the day they will have a dog. And if itís not a dog, itís a cat, a hamster, or even a goldfish. But sometimes having a pet is just not an option. Here are a few things to consider before getting a pet. Allergies: Itís important to know whether or not you or anyone living in your home has any allergies to animals. And itís best to know before you adopt or buyó there are tests that your doctors can run. Itís never a good situation for the pet owner(s) and animal if the animal has to either be given back or given to someone else due to an allergy. This will put a lot of stress on the animal being moved around too much and it can also cause harm to the people involved, as it is always difficult letting go of a pet. If someone in the home has an allergy you may have to stick with goldfish and hermit crabs. However, there are certain types of dogs that are considered hypoallergenic. Travel: Do you work long hours? Do you travel often for work? Will there be anyone home when you arenít? These are all important questions to consider before adopting a pet. These questions donít apply as much to pets such as goldfish and hamsters (even though they still require care), but are extremely important if you want a cat or dog. Time: Do you have the time for a pet? Consider the questions above such as work hours and traveling, but also if you have the time between having a social life, taking care of your children, bringing them to soccer practice or dance class, etc. If you think you have the time then you must also consider that there are different breeds of dogs that require more attention and work than others. The same goes for different types of cats. Be sure you are completely aware of the work that goes into the type of dog or cat you want. Cost: The cost of a pet goes well beyond the initial adoption or breeder fee. Itís important that you consider the lifetime cost of owning a pet and whether or not you can afford an animal. Again this more pertains to dogs and cats rather than hamster and fish. Thereís the cost of food, grooming, veterinary care, toys and walkers. And the costs will vary depending on the breeds of cats and dogs. Itís also important that you save for emergency vet visits, as they can be completely unpredictable and very trying at the time. Having money saved up will take a small bit of the stress away. A pet is a large responsibility and one that should not be taken lightly. You are caring for another life and the adoption or purchase of any animal should be well thought out and something you are prepared for. If that sounds like you then go out and find the pet thatís perfect for you and your family.




Tags: pets   adopt   adopted pet   dog   cat   Getting a Pet   family pets  
Categories: Uncategorized  


Posted by Sandra Tessier on 6/1/2017


22 A Lenox Road, Derry, NH 03038

Rental

$2,000
Price

3
Bedrooms
6
Rooms
2
Baths
NO SMOKERS AND NO PETS!! Excellent Rental Opportunity!! Move right into this 3-bedroom, 2-bath, fully updated farmhouse! This home boasts 2-zone gas heat, central air conditioning, updated baths, spacious and fully applianced kitchen (gas cooking stove), sunny breakfast nook, separate dining room, ample closets, central vacuum and hardwood/tile flooring. The 2-car attached garage is over-sized which affords additional storage space! Washer and dryer included!
Open House
No scheduled Open Houses






Tags: Real Estate   Rental   Derry   03038  
Categories: Uncategorized  


Posted by Sandra Tessier on 5/30/2017

Your credit score is a 3 digit number that can have a huge impact on many things that you hope to accomplish in your life. One of the biggest reasons that you need a good credit score is for buying a home. As many people rely on credit cards to fund their expenses, they consequently end up in debt. This doesnít have a favorable impact on credit scores. Yet, itís so important to maintain good credit.  


Why The Score Is Important


A credit score is one of the most crucial factors in determining if you can qualify for a mortgage. It is an overall gauge for lenders to understand how financially responsible you are. The higher your credit score, the less risk you carry in the eyes of lenders. 


What Affects A Credit Score?


Your credit score is calculated based on information that is found on your credit report. There are five different things that affect your credit score, each with a slightly different impact:


  • Payment history
  • Debt-to-credit utilization
  • Length of credit history
  • Credit mix
  • New credit


Whatís A Good Score?


Absolutely flawless credit is 850. Donít worry if youíre not in that category. Only about 1/2 of one percent of consumers actually have a score this high. Once your score reaches 740 and above, youíre able to qualify for the best in mortgage rates. Even if your score is in the low 700ís, you still should be able to qualify for a good interest rate. For a conventional loan, many lenders look for a credit score of 620 and above. Being in the high 600s will help you to avoid the need for additional paperwork. Youíll also get a decent interest rate with this score. 


What If You Donít Have Credit History?


Ideally, you would have opened some type of a credit card by the time you reached the age of 20. This would help to establish credit. If you donít have any type of credit history, thereís still a few ways that you can qualify for a mortgage. In these cases, lenders will often use alternative sources in order to determine the reliability of a party theyíre lending to. Your car payment history doesnít show up on your credit report, but a good track record helps lenders to see that youíre dependable and a responsible credit user. 


What About Bad Credit?


From missed payments to errors on your credit report, there could always be some problems with a credit score. The good news is that bad credit can be fixed. There are even loan programs designed to help people with less than perfect credit scores. Generally FHA (Federal Housing Administration) loans and VA loans allow for low down payments and have lenient credit score requirement. 


Fixing Your Credit Score Is Fixing Your Habits


In order to repair your credit score, youíre going to need to fix the bad financial habits that got you into the situation in the first place. This means making on-time payments, spending less, and avoiding opening up any new accounts. Pay down your existing debt and try to make a fresh start form there. Also, be sure that you obtain a free copy of your credit report each year to keep on top of any errors that might be present on the report.