Posted by Sandra Tessier on 4/3/2018

Buying a home is an extensive process that comes with a bit of a learning curve. For first time buyers, this process involves making mistakes and learning from them.

While we can never be 100% sure of our home buying decisions, there is a way to increase your chances of making the best choices when it comes to buying and maintaining your first home.

In todayís post, weíre going to do just that. Weíll take a look at some of the biggest things that homeowners wish they knew before buying their first house.

1. Forgetting to research the neighborhood

Itís easy to become so enamored with your dream home that you barely look beyond its fence. However, the neighborhood your home is in can have a huge effect on your daily life. Having local parks, safe sidewalks to walk on, and road infrastructure that doesnít drive you crazy on your daily commute are all important aspects of choosing the right home.

2. Getting pressured into making a decision

Many times, a seller will want to portray their home as being highly sought after to encourage higher and more frequent offers. Similarly, you may find that your own family has time constraints and want to make a quick decision to buy a home.

Itís when weíre under pressure that we can make choices that we arenít happy with in the long run. So, in these situations, make sure you donít make any snap judgments on a home. If it seems like youíre being pressured into making a decision without enough time to consider all of the possibilities, thereís a good chance you should pass on this opportunity.

3. Forgetting that you might someday have to sell this home

Sometimes homes can be difficult to sell due to things like their location and surroundings. For instance, a home that is remote or one that is located in low-scoring school districts may not matter to you if you donít plan on having children. But, they likely will be important to a lot of your potential buyers when it comes time to sell the home.

This lesson also holds true for what you do with your home once you buy it. Making renovations or design choices that wonít appeal to the average buyer can make your home more difficult to sell and harder to get top dollar for.

4. Didnít consider all financing options

There are several steps and several options when it comes to financing a home. Not only are the several mortgage lenders to choose from, but there are also many different types of loans available.

While there may not be one ďrightĒ decision when it comes to financing your home, itís a good idea to do your homework and browse carefully all of the lenders and mortgage types.

Consider ways to increase your credit score or save for a higher down payment before buying if possible, so that you can secure the lowest interest rate possible.




Categories: Uncategorized  


Posted by Sandra Tessier on 3/29/2018


12 Burberry Court, Merrimack, NH 03054

Condo

$199,500
Price

2
Bedrooms
5
Rooms
1/1
Full/Half Baths
Excellent opportunity to own a townhouse in The Birches, where you are minutes from exit 11, yet surrounded by a community of attractive homes with plenty of green space & walking trails through the woods, an inground pool, tennis courts, and the clubhouse you can rent for special events! Property has a garage under along with storage room. Master bedroom with loft that could be office, den and exercise area. Gas fireplace living room. Pets welcome !!
Open House
No scheduled Open Houses






Tags: Merrimack   Real Estate   Condo   03054  
Categories: Price Change  


Posted by Sandra Tessier on 3/27/2018

Proper hydration on moving day is paramount. Because without the proper hydration, your moving day team risks wearing down quickly. Perhaps even worse, moving day team members may feel exhausted as they lift large, heavy items Ė something that may prove to be disastrous.

Fortunately, there are many quick, easy ways to guarantee that your entire moving day team stays hydrated Ė here are three tips that you need to know.

1. Pick Up Lots of Beverages

Learn about your moving day team and the drinks they like Ė you'll be glad you did. If you learn your moving day team's drink preferences, you can pick up beverages that you'll know they'll enjoy on moving day.

When in doubt, it pays to purchase lots of water and sports drinks. These beverages help cleanse the body and will allow your moving team to maintain its energy levels throughout the day.

If possible, you may want to avoid purchasing caffeinated beverages as well. Caffeinated beverages may actually cause an individual to become dehydrated over time. Thus, you may want to provide only a limited amount of caffeinated beverages on moving day.

2. Store Your Drinks in a Cooler That Is Easy to Access

If your refrigerator has already been moved out of your house, there is no need to worry. Purchase a water cooler and lots of ice, and you can provide your moving team with cool, refreshing beverages at any time.

Keep this cooler in a central location and tell your moving team members exactly where they can find it. That way, if a moving team member starts to feel sluggish, he or she can stop, grab a drink and immediately start to revitalize the body.

3. Plan Plenty of Breaks

On moving day, give your moving team plenty of opportunities to stay hydrated. By doing so, you can reduce the risk of dropped items, injuries and other moving day problems.

Schedule at least one break per hour, with the break lasting a minimum of 10 minutes. Also, after a few hours, you may want to provide your moving team with an extended lunch break that gives all team members a chance to stop and grab a bite to eat.

If you need additional assistance planning for moving day, you may want to contact a professional moving company as well. This business hires courteous, professionally training moving specialists who will make it simple for you to take all of your belongings from Point A to Point B.

Lastly, a real estate agent may help you find the best moving companies in your area. This housing market professional can help you buy or sell a residence, as well as put you in touch with the top moving companies in any city or town, at any time.

Ready to transform an ordinary moving day into a successful one? Use the aforementioned tips, and you can guarantee that your entire team can stay hydrated as your moving day progresses.




Tags: moving tips   moving day  
Categories: Uncategorized  


Posted by Sandra Tessier on 3/24/2018

This Multi-Family in Manchester, NH recently sold for $278,800. This style home was sold by Sandra Tessier - RE/MAX Property Specialists Group Inc..


374-376 Boynton Street, Manchester, NH 03102

Multi-Family

$279,900
Price
$278,800
Sale Price

2
Total Units
Ranch style duplex units close to Manchester-Bedford line! Each unit offers 2-bedrooms, new carpet, FHW oil heat and a living room with wood burning fireplace. Dwelling has separate/updated electric panels, new roof and new vinyl replacement windows. Full unfinished basement with washer/dryer hook-ups and storage area for each unit. Paved driveway will easily accommodate several vehicles. Great commuter location with easy access to Routes 101, 93 and 114.






Categories: Sold Homes  


Posted by Sandra Tessier on 3/20/2018

Once you move in with a partner, you know you have reached an important milestone in your relationship. For the first time, you could be talking about money with your partner. Whether youíre moving into an apartment or buying a home together, itís important to break down how youíll merge your finances together. 


While itís one of the least romantic conversations that youíll probably have as a couple, sharing your financial situation is one of the most vital. Below youíll find some tips on starting that conversation and making it a smooth one.


Be Honest


In any relationship, honesty and communication are key. This is especially true when it comes to finances. Thereís a lot that goes into your own financial picture, and itís important that you share that with your partner. This is important for everything that will happen in the future including purchasing a home. Some things that your partner should know:


  • How much loan debt you have
  • A rough idea of your credit score and history
  • Your income
  • Your spending habits
  • Your saving habits

Itís important to know how another personís habits will affect you as a whole when youíre thinking of making an investment together like a piece of property. Everyone handles money differently, and you should know how someoneís spending habits meshes with yours. Do they live paycheck to paycheck? Do they save money regularly? Are they financially strained? All of these questions help you to understand where you are similar and where you are different when it comes to money.



Have A Plan For How Youíll Divide Expenses


It may seem like a 50/50 split on expenses makes the most sense. For many couples it does. In other situations, if one person makes more money, they may need to pay a bit more of the costs. Some couples have one person pay the rent while the other takes the utilities on as an expense. Take amounts and percentages that you feel comfortable with and do what wrks best for the both of you. 


Remember that chores count too when it comes to dividing up the ďexpenses.Ē This is just an extra tip that will help you to build a stronger relationship in the long term and help to save arguments.


Use A Joint Account For Expenses


You should still keep your own bank accounts when you move in with a significant other.  All of your money shouldnít be funneled into one singular account. Create a separate bank account for your expenses like rent or mortgage and utilities. All of your personal expenses should come out of your own respective accounts. 


Make Contracts


No matter how much you feel that you can trust a person, itís always good to put everything in writing. This way, if there are any disputes in the future, youíll always have a contract that you can refer back to. Itís also important to have these documents for things like security deposits or down payments. If the relationship ends at any point, itís important for the person who paid for certain things to get their money back.     


Planning and tracking your finances when you move in with a significant other is important. It will certainly make your life easier if you have these conversations beforehand.